In California, Medi-Cal, California’s Medicaid program, is often an essential resource for those who need long-term care services. However, the program may disqualify a Medi-Cal applicant with too many resources. As a result, when someone is trying to qualify for...
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The Step-by-Step Guide to Protecting Your Home from Medi-Cal
When people need to qualify for Medi-Cal to pay for long-term care services, they soon realize that the program has strict income and resource limits. If you own a home and need Medi-Cal, you will need to know: 1) how this asset will impact your benefits and...
Does a Living Trust Protect Assets from Nursing Homes?
Millions of Californians rely on Medi-Cal (California Medicaid) to pay for nursing home care. This is because, unlike Medicare, the Medi-Cal program pays for these and other long-term care services. However, Medi-Cal is income-sensitive, and someone with too many...
Can Medi-Cal Take My Home Equity?
Millions of California seniors rely on Medi-Cal (California Medicaid) benefits for their health care needs. Medi-Cal provides essential health care coverage at no charge to qualifying recipients. However, the program is asset-tested, meaning that recipients can only...
5 Simple Ways to Prevent the Nursing Home from Taking Your Parents’ Money
As your parents age, long-term care issues may become increasingly important. It's not always possible to know when a significant health condition will arise. However, if your elderly parent becomes ill or is injured, they may need nursing home care. Skilled nursing...
Why Getting a Living Trust Online in Minutes Is Not Worth It
Today, it seems like we manage almost every aspect of our lives online. From banking to grocery shopping, there is practically nothing we can't buy or arrange for on the internet. While it may be convenient to take care of everyday tasks this way, not everything...
How To Avoid Medi-Cal Estate Recovery
Medi-Cal (California Medicaid) is a government program that pays for certain types of essential medical services. Medi-Cal can be a vital resource for those who are retirement age because the program pays for long-term nursing home care expenses. When a Medi-Cal...
What Does a California Living Will Actually Do?
When it comes to estate planning, you may hear several terms that sound similar but have different meanings. For instance, a "will" and a "living will" may sound like they are the same type of estate planning instrument. In truth, these devices perform very different...
Common Mistakes When Transferring Assets to Qualify for Medi-Cal
For many people, retirement planning will include downsizing and budgeting for the future. One area that can sometimes get overlooked during this process is Medi-Cal planning. Unlike Medicare, Medi-Cal (California’s Medicaid program) pays for long-term care services...
What are the Options for My Parent with Dementia?
As your parents age, you are probably going to notice changes in their health. In some instances, these changes may include a decrease in cognitive functioning due to dementia. When a person has dementia, symptoms can range in severity and sometimes advance quickly....
